MasterCard Background Information 

MasterCard was launched in 1968 as “Master Charge”. It was an interbank card created by four individual financial institutions to compete for a share of the credit-based market, which at the time was largely controlled by Bank of America. The institutions were Wells Fargo, The United California Bank, The Crocker National bank and The Bank of California. The next year, First National City Bank joined Master Charge and it was a decade later, in 1979 that the name was changed to MasterCard. 

While today MasterCard and Visa are the two most common forms of credit card, neither were the first in the market. That honour goes to Diners Club, which is still in use today, but far less popular than MasterCard and Visa. One of the main reasons for MasterCard’s success was the decision to merge with more financial institutions, giving them a wider reach. The intuitions included British Access Card and Europay International (Eurocard). Most recently, in 2006, the conglomerate changed its name to MasterCard Worldwide, in reference to its global outlook and capabilities.  

In addition to credit cards, MasterCard also issues a number of debit cards, such as Switch, Solo, Everything card and Eurocard. Switch and Solo have now merged into what is known as Maestro debit card. MasterCard continues to grow and go from strength to strength. Institutions under the brand now include heavyweights such as Bank of America, Citibank, JP Morgan Chase, Capital One, Lloyds of London and BNP Paribas. Essentially, anyone applying for a credit card will be offered either MasterCard or Visa, and there is no doubt that MasterCard is now one of the most popular payment methods in the world, and it is continuing to grow in popularity as people move away from cash.  

It is very rare to find an online casino that does not accept MasterCard for deposits and withdrawals, except for in a few jurisdictions where it is not allowed, and it looks set to remain one of the top payment methods for years to come. 

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Advantages of Using MasterCard 

There are many reasons why you may want to use a MasterCard for transactions at an online casino. One of the main advantages of MasterCard is that it is very easy to get a card. A huge number of banks are happy to issue them and obtaining one takes very little time. 

After obtaining a MasterCard, the next main advantage is the speed of transactions. It takes just a few seconds to make a deposit at an online casino and the funds are immediately available to play with, which means that players will not be left waiting in order to start playing. Withdrawals are a bit slower, but they normally do not take more than a few days.  

Importantly, you will not be charged fees for using MasterCards at online casinos. Both deposits and withdrawals are free, and while you may have to pay the bank an annual fee for having the credit card, there is no extra cost for individual transactions. 

Furthermore, MasterCards are incredibly secure and there is no need to worry about the safety of your money. Very often two-factor authentication is used for all transactions, which means that you will have to confirm a deposit using a mobile app or a security code that is sent via SMS, telephone or email. This means that you will always be aware when the card is being used. In the rare case that there is a fraudulent transaction, you can normally receive a full refund from the issuing bank after providing proof that it was fraud.  

As an added benefit, many banks run loyalty schemes that reward customers for using their MasterCards. This means that by using your card at an online casino, you may qualify for additional perks earned through your bank, such as hotel or airline points.  

There are some disadvantages to using MasterCard, but they are negligible. It is important to note that in some countries withdrawals to MasterCard is not allowed, and some countries have banned the use of credit cards at casinos altogether. If you live in such a place, then it is best to look at the many other payment methods on offer, or alternatively, to use a debit card. Furthermore, those worried about privacy may not wish to use MasterCard, as it is not possible to do so anonymously. However, overall, MasterCard is an easy to use payment method and for most people, the benefits will easily outweigh the disadvantages.  

How to Use MasterCard Cards at an Online Casino 

It is incredibly simple to use a MasterCard at an online casino, whether you are depositing or withdrawing. While the exact process will vary slightly from casino to casino, it is always going to be fast, easy, and highly secure.  

To make a deposit, after creating your account at an online casino that accepts MasterCard, you need to find the casino’s cashier. Once there, you should choose MasterCard as your deposit option. All you will then need to do is enter how much money you wish to deposit and provide some basic details such as your name, card number, expiry date and CCV number. You may need to then authorise the transaction using a mobile app or security code, but once you have, the funds will be transferred to your account straightaway.  

The process for withdrawing winnings is very similar. At many online casinos, before making a withdrawal you will first need to verify your identity. This is a very straightforward process that normally involves submitting a scan of a photo ID and a utility bill. Before withdrawing, you will also need to ensure that you have met any bonus terms and conditions, so that funds are available. If you have used MasterCard to make a deposit, then in the casino’s cashier it will probably already be selected as your default withdrawal method. Simply enter how much money you want to withdraw (ensuring that it is above the casino minimum), and any other details that you are asked for (it is likely that the casino will remember your card details from the deposit). The casino will then begin processing your withdrawal request, which can take a day or two, and the money will then be sent, which again can take a few days.  

Help with MasterCard 

If you run into problems while making a deposit or withdrawal using a MasterCard then you can turn to two places. The first is the casino’s customer support, who may be able to help if it is not working. The second is the bank that issued the MasterCard. Most banks have telephone support available around the clock and there may also be help available online.  


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Frequently Asked Questions
Are MasterCard payments really secure?

Yes. There are many different security procedures in place to ensure that customers’ money and private details remain secure at all times. For example, you can use two-factor authentication, which means that you will be sent a unique code to verify each transaction. Furthermore, casinos use advanced encryption and firewall technology to protect players’ details.

Which is better, MasterCard or Visa?

This is a complicated question and it largely depends on where you are in the world. Both are excellent credit cards and are just as easy to use. However, in some places, there may be legal problems withdrawing to MasterCard and in these countries, it is probably going to be more convenient to use a Visa card at online casinos.

How long do deposits and withdrawals take with MasterCard?

Most of the time MasterCard deposits will be processed instantly and it is extremely rare for it to take more than a few minutes for funds to arrive in an account. Withdrawals will take longer. Even once the withdrawal request has been approved by a casino, it will still be a number of hours before the funds arrive; however, it is unlikely to be longer than three business days.

How do I get a MasterCard?

You will need to apply for a MasterCard credit card through your bank. There may be some restrictions based upon your credit rating, but you should discuss this with your bank. However, there are no restrictions on MasterCard debit or prepaid cards, and the later of these can easily be purchased in many shops.

Are there any special MasterCard fees at online casinos?

No. It is very rare for an online casino to charge you any money for depositing or withdrawing using a MasterCard. However, there may be an annual fee from your bank for having a MasterCard credit card.



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